Estimate your monthly take-home pay from your annual CTC.
This is an estimate based on common assumptions (PF, gratuity, professional tax) and does not include income tax (TDS), which depends on your tax regime and declarations. Check your actual payslip or HR for the exact figure.
CTC (Cost to Company) includes components you don't receive as cash each month, like the employer's contribution to your provident fund and gratuity. Your actual in-hand pay is what's left after those are set aside, plus your own PF contribution and professional tax.
Basic salary is always one component inside your total CTC, not something added on top of it. Enter your full annual CTC exactly as stated in your offer letter — the calculator then estimates your basic as a percentage of that figure (50% by default, adjustable if you know your company's actual structure).
No. Income tax (TDS) depends on which tax regime you choose, your declared investments and deductions, and other personal factors this calculator can't know. This estimate only accounts for PF and professional tax, both of which are far more standardized.
Many companies structure salaries with basic pay around 40-50% of the total CTC, though this varies by employer. You can adjust the percentage in the calculator if you know your company's actual structure.
Professional tax is a small state-level tax on employment income, and both whether it applies and how much it is depends on which state you work in. ₹200/month is a common approximate figure, but check your payslip for your exact deduction.